Abstract
Wealth gap between the rich and the poor continues to widen. Due to the reason of their household incomes or household wealth, more fresh graduates need to repay student loans and more fresh graduates join the BNPL “Buy Now, Pay Later” trend. It is very important to help fresh graduates achieve financial literacy, recognize financial tools, strengthen financial management skills, and catch up to more affluent peers. The evaluation indicators of this study on how fresh graduates plan and manage wealth are as follows: budgeting, investments, banking, saving, mortgages, insurance, and retirement planning. At the same time, fresh graduates, who should allocate their incomes, manage their money, deal with financial issues, make financial decisions, and practice financial behavior efficiently, can accomplish long-term wealth and financial freedom.
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This research was supported by College Innovation and Entrepreneurship Education Program of the Ministry of Education, Republic of China.
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Lin, YL., Chao, TT., Chang, YA. (2024). An Exploration of Financial Planning and Wealth Management – A Case Study of Fresh Graduates. In: Barolli, L. (eds) Innovative Mobile and Internet Services in Ubiquitous Computing. IMIS 2024. Lecture Notes on Data Engineering and Communications Technologies, vol 214. Springer, Cham. https://doi.org/10.1007/978-3-031-64766-6_44
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DOI: https://doi.org/10.1007/978-3-031-64766-6_44
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