Missed our event? Here’s how to access loans, secure insurance, and gain reassurance with our EOR services!

Key Takeaways from The Company Cebu’s October 4 Event

On October 4, 2024, The Company Cebu (Mandaue branch) hosted a dynamic event tailored for freelancers, featuring experts who shared practical advice on loans, financial security, and housing opportunities. Attendees left with actionable insights to help build their financial stability and advance their careers.

If you couldn’t join us, here’s a recap of the valuable information shared—and how you can enhance your freelancing career through our EOR referral program!

Empowering Freelancers with Financial Flexibility

Elizalde Ginolo from BPI Cebu IT Park opened the event by discussing how credit cards can empower freelancers through financial flexibility and smart money management. His talk emphasized the benefits of credit cards and the various options available from BPI, tailored to meet different lifestyle needs.

Ginolo highlighted that building good financial habits goes beyond saving; credit cards can play a crucial role when used wisely:

• Establish Cash Flow and Creditworthiness: Responsible use of credit cards and timely payments can improve your credit score, making future loans or credit approvals more accessible.
• Track and Document Income: Whether through contracts or invoices, leveraging credit card rewards can help manage everyday costs. For instance, the BPI Amore Cashback Card offers up to 4% cashback on supermarket purchases and 1% on essential health expenses.
• Explore BPI’s Diverse Credit Card Options: Benefits like low foreign exchange rates and installment payment options such as “Buy Now, Pay Later” offer freelancers greater financial flexibility despite irregular income.

💡 Key Takeaway: Freelancers can benefit from using credit cards to bridge financial gaps and earn rewards. By proactively managing credit responsibly, irregular income no longer needs to be a barrier to personal investments or business growth.

Securing Your Future with Insurance Solutions

Maria Theresa Capocong, a Bancassurance Sales Executive from BPI Cebu IT Park, emphasized the importance of insurance solutions designed specifically for freelancers. Without employer-provided benefits, freelancers must take proactive steps to secure their financial future:

• Health Insurance: Helps manage unexpected medical expenses, preventing financial setbacks.
• Life Insurance: Provides long-term protection for loved ones, ensuring peace of mind.
• Flexible Payment Plans: Designed for freelancers with irregular income, making it easier to stay insured.

💼 Practical Insight: Bundling life and health insurance can enhance coverage while reducing costs. By securing your health and finances, you’ll have more freedom to grow your freelance career.

Fun Fact: Bancassurance integrates banking and insurance services, simplifying financial product management for customers.

Overcoming Homeownership Challenges

Dale Mark Antonio from Pag-IBIG Fund addressed a common misconception among freelancers: that irregular income hinders the possibility of homeownership. He reassured attendees that Pag-IBIG offers housing loans tailored for the self-employed:

• Maintain Comprehensive Financial Records: Organized tax returns, income affidavits, and savings account statements can demonstrate your financial capability to lenders.
• Guidance Throughout the Loan Process: Pag-IBIG provides assistance to help freelancers navigate loan requirements, simplifying the application process.
• Flexible Loan Options: With various payment terms available, homeownership is within reach even for those with non-traditional income sources.

🏠 Pro Tip: Start building your financial history today! Pag-IBIG loans are more accessible than you might think, and with proper documentation, homeownership could be closer than you expect!

Unlock New Income Streams with Our EOR Referral Program

In one of the final sessions, Lady from The Company Cebu (TCC) introduced an exciting opportunity for freelancers—the Employer of Record (EOR) referral program. This program simplifies freelance pay from the employer since TCC will be managing payroll and legal compliance while offering freelancers the chance to earn extra income through referrals:

• Refer other freelancers or companies to The Company Cebu’s EOR service and earn a referral bonus.
• Freelancers under our EOR service enjoy peace of mind, with taxes, payroll, and compliance taken care of.
• This program is a win-win—help freelancers while boosting some extra income.

👉 Interested in joining? Ask us directly, and we’ll provide all the information you need to get started with our referral program!

Why This Event Matters for Freelancers

Freelancing offers freedom and flexibility but also comes with challenges—especially regarding financial stability. The Company Cebu’s October 4 event was designed to help freelancers build long-term security through actionable advice on loans, insurance, and housing opportunities.

More importantly, our EOR referral program offers freelancers a unique opportunity for freelance work that can become more sustainable and rewarding.

Your Next Steps: Stay Connected with The Company Cebu

Whether you’re looking to apply for a loan, explore insurance options, or secure a home, The Company Cebu is here to help. We encourage freelancers to take advantage of our EOR referral program—an easy way to earn extra while helping others connect with valuable services.

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