Products you can buy from Apple with Apple Card Monthly Installments
Certain products from apple.com, on the Apple Store app, and at Apple Stores are eligible for Apple Card Monthly Installments.
To receive a 0% APR installment on eligible products from Apple, choose Apple Card Monthly Installments (ACMI) as your payment option when you check out.1 Financing terms vary depending on the eligible product you buy.2 If you purchase an ACMI-eligible product and additional items all at once with your Apple Card, the ACMI product will not receive 0% APR but will be subject to the standard purchase APR assigned to your Apple Card.
iPhone
If you buy an iPhone using Apple Card Monthly Installments, you need to choose AT&T, Boost Mobile, T-Mobile, or Verizon as your carrier when you check out. After your purchase, you'll have one installment due every month for 24 months, and you can change carriers at any time.
iPad, Apple Watch, Apple Vision Pro, Mac, and displays
If you buy an iPad, Apple Watch, Apple Vision Pro, Mac, Pro Display XDR, or Studio Display using Apple Card Monthly Installments, you'll have one installment due every month for 12 months.
Eligible Mac models include MacBook Air, MacBook Pro, iMac, iMac Pro, Mac Pro, Mac mini, and Mac Studio.
Apple TV, AirPods, and Beats Flex Wireless Earphones
If you buy any of these products using Apple Card Monthly Installments, you'll have one installment due every month for 6 months.
Accessories
Apple Afterburner Card
Apple Branded iPad Cover
Apple Branded iPhone Case
Apple Branded iPhone Leather Wallet with MagSafe
Apple Branded Mac Cover
Apple Branded MagSafe iPhone Case
Apple Pencil
Apple Vision Pro Battery
Apple Vision Pro Dual Loop Band
Apple Vision Pro Light Seal
Apple Vision Pro Light Seal Cushion
Apple Vision Pro Solo Knit Band
Apple Vision Pro Travel Case
Apple Watch Bands
Belkin Battery Holder for Apple Vision Pro
Magic Keyboard for iPad
MagSafe Charger
Pro Stand, VESA Mount Adapter
ZEISS Optical Inserts
If you buy any of these products using Apple Card Monthly Installments, you'll have one installment due every month for 12 months.
Learn more
If you purchase an Apple Card Monthly Installment (ACMI) eligible product at the same time that you purchase an AppleCare plan and choose Apple Card Monthly Installments as your payment method, a separate 0% APR installment is created for your AppleCare purchase. However, if you purchase AppleCare with your Apple Card in a separate transaction, you must pay in full for that transaction, and that purchase will be subject to your standard purchase APR (i.e., not 0% APR). Other than Apple Card Monthly Installments, variable APRs for Apple Card range from 18.74% to 28.99% based on creditworthiness—rates as of October 1, 2024. Existing customers can view their variable APR in the Wallet app or at card.apple.com. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR.
Apple Card Monthly Installments (ACMI) is a 0% APR payment option that is only available if you select it at checkout in the U.S. for eligible products purchased at Apple Store locations, apple.com, the Apple Store app, or by calling 1-800-MY-APPLE, and is subject to credit approval and credit limit. Existing customers: See your Customer Agreement for your variable APR. As of October 1, 2024, the variable APR on new Apple Card accounts ranges from 18.74% to 28.99%. You must elect to use ACMI at checkout. If you buy an ACMI-eligible product with a one-time payment on Apple Card at checkout, that purchase is subject to your Apple Card’s variable APR, not the ACMI 0% APR. Taxes and shipping on items purchased using ACMI are subject to your Apple Card’s variable APR, not the ACMI 0% APR. In order to buy an iPhone with ACMI, you must select one of the following carriers: AT&T, Boost Mobile, T-Mobile, or Verizon. An iPhone purchased with ACMI is always unlocked, so you can switch carriers at any time, subject to your carrier’s terms. ACMI is not available for purchases made online at the following special stores: Apple Employee Purchase Plan; participating corporate Employee Purchase Programs; Apple at Work for small businesses; Government and Veterans and Military Purchase Programs; or on refurbished devices. The last month’s payment for each product will be the product's purchase price, less all other payments at the monthly payment amount. ACMI is subject to change at any time for any reason, including but not limited to installment term lengths and eligible products. See the Apple Card Customer Agreement for more information about ACMI.
To access and use all Apple Card features and products available only to Apple Card users, you must add Apple Card to Wallet on an iPhone or iPad that supports and has the latest version of iOS or iPadOS. Apple Card is subject to credit approval, available only for qualifying applicants in the United States, and issued by Goldman Sachs Bank USA, Salt Lake City Branch.
If you reside in the U.S. territories, please call Goldman Sachs at 877-255-5923 with questions about Apple Card.