Fortune Recommends credit card methodology
At Fortune RecommendsTM, we understand that credit is an asset to be protected and respected. Our mission is to help you navigate the complicated worlds of credit cards and travel rewards with confidence. Here’s what you can expect from us.
Service to the reader, first and foremost
We help readers at every stage of the credit journey. Whether you are just starting out, looking to maximize your rewards, starting a small business, or trying to repair past mistakes, our advice is designed to meet you where you are. We’ll bust credit myths and empower you to take control of how you use your credit.
Rankings based on how people will actually use the card
Our rankings are data-driven and firmly grounded in reality. We examine features, benefits, earnings and product shortcomings in a transparent way that reflects how benefits work in the real world.
If a benefit is difficult to use, we’ll let you know. If we say a card is the best in a certain category, we’ll tell you why. We understand that not every credit card is for everyone, and will warn you about the cards that are for no one.
Aspirational but accessible advice
There are plenty of sites where you can learn how to fly first-class to an over-water bungalow in the Maldives and take a shower at 40,000 feet on the way there.
But what if you want to take your family to Europe or even Disney World? Our expert advice leans toward travel rewards that people can actually use without spending hours trying to figure out arcane program rules or spending thousands on credit card annual fees.