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Understanding the Continuance of Mobile Financial Services in Kenya: The Roles of Utilitarian, Hedonic, and Personal Values

Newman O. Omigie, Hangjung Zo, Andrew P. Ciganek, Suprasith Jarupathirun

Source Title: Journal of Global Information Management (JGIM)28(3)

ISSN: 1062-7375|EISSN: 1533-7995|EISBN13: 9781799804123|DOI: 10.4018/JGIM.2020070103

MLA

Omigie, Newman O., et al. "Understanding the Continuance of Mobile Financial Services in Kenya: The Roles of Utilitarian, Hedonic, and Personal Values." JGIM vol.28, no.3 2020: pp.36-57. https://doi.org/10.4018/JGIM.2020070103

APA

Omigie, N. O., Zo, H., Ciganek, A. P., & Jarupathirun, S. (2020). Understanding the Continuance of Mobile Financial Services in Kenya: The Roles of Utilitarian, Hedonic, and Personal Values. Journal of Global Information Management (JGIM), 28(3), 36-57. https://doi.org/10.4018/JGIM.2020070103

Chicago

Omigie, Newman O., et al. "Understanding the Continuance of Mobile Financial Services in Kenya: The Roles of Utilitarian, Hedonic, and Personal Values," Journal of Global Information Management (JGIM) 28, no.3: 36-57. https://doi.org/10.4018/JGIM.2020070103

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Abstract

This study develops an integrated model that extends the means-end theory with customer value research and examines continuance intention towards using mobile financial services. A large-scale online questionnaire targeting M-PESA customers in Kenya was employed to analyze the research model. The results indicate that utilitarian and hedonic values affect continuance intention. Hedonic and personal values impact customer satisfaction, while customer satisfaction influences continuance intention. Customer satisfaction mediates the indirect effects of hedonic and personal values on continuance intention. This study presents a value-based framework to examine the hierarchical influences of customer value on attitudes and outcome behaviors. This study offers several research contributions as well as insights for practitioners to enhance mobile financial services for sustained adoption, use, economic and developmental success.