Abstract
In today’s world, the rate at which people are transacting on the internet is rapidly increasing, but the majority of people are concerned with the security of the system. Shoulder-surfing, physical observation, keypad overlays, skimming attacks, etc. are the most common threats to the security of Personal Identification Number (PIN) verification. A lot of researchers have proposed several techniques for ensuring security, like Secure-PIN-Authentication-using QR Code (SPAQ), use of One-Time Password (OTP) received on a mobile phone, etc. However, we are still having hackers break into the systems. In order to overcome this threat, this study is proposing a three-level authentication system that will use PIN, OTP, and CAPTCHA at the same time. This will make it more difficult for attackers to succeed in their act and give users doing transactions online peace of mind.
M. K. Abiodun and A. E. Adeniyi—Landmark University SDG 4 (Quality Education)
M. K. Abiodun—Landmark University SDG 16 (Peace and Justice, Strong Institution)
A. E. Adeniyi—Landmark University SDG 11 (Sustainable Cities and Communities)
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Abiodun, M.K., Awotunde, J.B., Adeniyi, A.E., Ademuagun, D., Aremu, D.R. (2022). Securing Digital Transaction Using a Three-Level Authentication System. In: Gervasi, O., Murgante, B., Misra, S., Rocha, A.M.A.C., Garau, C. (eds) Computational Science and Its Applications – ICCSA 2022 Workshops. ICCSA 2022. Lecture Notes in Computer Science, vol 13380. Springer, Cham. https://doi.org/10.1007/978-3-031-10542-5_10
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