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Standardized Payment Procedures as Key Enabling Factor for Mobile Commerce

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E-Commerce and Web Technologies (EC-Web 2002)

Part of the book series: Lecture Notes in Computer Science ((LNCS,volume 2455))

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Abstract

Companies are not going to invest into the development of innovative applications or services unless these can be charged for appropriately. Thus, the existence of standardized and widely accepted mobile payment procedures is crucial for successful business-to-customer mobile commerce. In this paper we reflect on the acceptance of mobile payment and examine the characteristics of current mobile payment procedures. The outcomes of the paper are a categorization of current mobile payment procedures with strategic, participation and operational criteria and, based on these results, the derivation of the five mobile payment standard types prepaid, mobile money, conventional settlement, premium rate number and dual-card. Finally, a prospect is given to possible further development of mobile payment procedures in the direction of an integrative universal mobile payment system (UMPS).

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Author information

Authors and Affiliations

  1. Chair of Business Information Systems (Wirtschaftsinformatik I), University of Augsburg, Universitaetsstrasse 16, 86135, Augsburg, Germany

    Nina Kreyer

  2. Chair of Business Information Systems (Wirtschaftsinformatik II), University of Augsburg, Universitaetsstrasse 16, 86135, Augsburg, Germany

    Key Pousttchi & Klaus Turowski

Authors
  1. Nina Kreyer
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  2. Key Pousttchi
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  3. Klaus Turowski
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Editor information

Editors and Affiliations

  1. IFI, University of Zurich, Winterthurer Straße 190, 8057, Zürich, Switzerland

    Kurt Bauknecht

  2. Institute of Software Technology and Interactive Systems, Vienna University of Technology, Favoritenstraße 9-11/188, 1040, Vienna, Austria

    A Min Tjoa

  3. Institute of Computer Science and Business Informatics, University of Vienna, Liebiggasse 4, 1010, Vienna, Austria

    Gerald Quirchmayr

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© 2002 Springer-Verlag Berlin Heidelberg

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Kreyer, N., Pousttchi, K., Turowski, K. (2002). Standardized Payment Procedures as Key Enabling Factor for Mobile Commerce. In: Bauknecht, K., Tjoa, A.M., Quirchmayr, G. (eds) E-Commerce and Web Technologies. EC-Web 2002. Lecture Notes in Computer Science, vol 2455. Springer, Berlin, Heidelberg. https://doi.org/10.1007/3-540-45705-4_41

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  • DOI: https://doi.org/10.1007/3-540-45705-4_41

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  • Publisher Name: Springer, Berlin, Heidelberg

  • Print ISBN: 978-3-540-44137-3

  • Online ISBN: 978-3-540-45705-3

  • eBook Packages: Springer Book Archive

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