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Joel Nnamdi Ugwu

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2010 – 2019

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2016
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Oluwafemi Osho, Temidayo Helen Ajisola, Agada David Onoja, Joel Nnamdi Ugwu:
"Were We Ready in the First Place?": An Analysis of Cashless Policy Implementation in Nigeria. OcRI 2016: 71-78
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Oluwafemi Osho, Christopher Iheanyi Onuoha, Joel Nnamdi Ugwu, Adeyinka Adesuyi Falaye:
E-Commerce in Nigeria: A Survey of Security Awareness of Customers and Factors that Influence Acceptance. OcRI 2016: 169-176

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