SAFETY IyoBank

Official card loan app “SAFETY” provided by Iyo Bank

Card loans have high interest rates, but there isn't much difference between them.
SAFETY is a card loan app that changes that common sense.

[3 SAFETY benefits]
1. We offer a PREMIUM course with great interest rates even for small amounts. If you run out, you can increase the quota later.
2. Borrow and repay using the app without queuing at ATMs
3. Shortage amount notification to eliminate worries about monthly withdrawals

[Application ~ Contract flow]
*Target: Over 20 years old and under 65 years old
① Pre-diagnosis of how much you can borrow (you can also apply without diagnosis)
②Account registration
③Confirmation of application/provisional screening results (at the earliest on the same day)
④Identity confirmation
⑤Confirm contract details (next business day at the earliest)

[Who can use it]
・Individuals who are at least 20 years old and under 65 years old at the time of contract
・Those who can receive warranty from Iyogin Guarantee Co., Ltd. or Acom Co., Ltd.
・Those who have a driver's license or My Number card
*Limited to those with current address and name listed.
・Those who have a smartphone

[Usage course, usage limit, usage interest rate (fixed interest rate)]
・PREMIUM course
100,000 yen or more and 10 million yen or less 1.9% to 12.0%
・STANDARD course
100,000 yen or more and 500,000 yen or less 14.5% flat rate
*Course and interest rate will be determined by screening.
*The interest rate will not change even if you change your credit limit.
*Interest rate includes guarantee fee.

[Repayment method]
■Repayment account method
(1) The first repayment date will be the first business day of the second month after the month in which the balance was incurred, and thereafter the scheduled repayment amount will be repaid from your designated account on the first business day of each month.
(2) In addition to the monthly scheduled repayments, you can also repay the amount at any time that is convenient for you.

■No account for repayment method
(1) The first repayment period is one month after the month in which the balance was incurred, and please deposit at least the agreed repayment amount from the beginning of each month to the end of the month.
(2) In addition to the monthly scheduled repayments, you can also repay the amount at any time that is convenient for you.

[Notes]
・"SAFETY" is a registered trademark of Iyo Bank.

[Contact information]
Iyo Bank Telephone Center
TEL: 0120-889-142
Reception hours: Weekdays 9:00-17:00