{"id":"https://openalex.org/W4388950908","doi":"https://doi.org/10.1109/icccnt56998.2023.10307949","title":"Recent Advancements and Challenges in FinTech","display_name":"Recent Advancements and Challenges in FinTech","publication_year":2023,"publication_date":"2023-07-06","ids":{"openalex":"https://openalex.org/W4388950908","doi":"https://doi.org/10.1109/icccnt56998.2023.10307949"},"language":"en","primary_location":{"is_oa":false,"landing_page_url":"https://doi.org/10.1109/icccnt56998.2023.10307949","pdf_url":null,"source":{"id":"https://openalex.org/S4363607876","display_name":"2022 13th International Conference on Computing Communication and Networking Technologies (ICCCNT)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_indexed_in_scopus":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false},"type":"article","type_crossref":"proceedings-article","indexed_in":["crossref"],"open_access":{"is_oa":false,"oa_status":"closed","oa_url":null,"any_repository_has_fulltext":false},"authorships":[{"author_position":"first","author":{"id":"https://openalex.org/A5057811064","display_name":"K K Girish","orcid":null},"institutions":[{"id":"https://openalex.org/I11880225","display_name":"National Institute of Technology Karnataka","ror":"https://ror.org/01hz4v948","country_code":"IN","type":"funder","lineage":["https://openalex.org/I11880225"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Girish K K","raw_affiliation_strings":["National Institute of Technology Karnataka,BRICS Laboratory,Department of Computer Science and Engineering,Mangalore,Bharat,575025"],"affiliations":[{"raw_affiliation_string":"National Institute of Technology Karnataka,BRICS Laboratory,Department of Computer Science and Engineering,Mangalore,Bharat,575025","institution_ids":["https://openalex.org/I11880225"]}]},{"author_position":"last","author":{"id":"https://openalex.org/A5062271000","display_name":"Biswajit Bhowmik","orcid":"https://orcid.org/0000-0001-7923-9767"},"institutions":[{"id":"https://openalex.org/I11880225","display_name":"National Institute of Technology Karnataka","ror":"https://ror.org/01hz4v948","country_code":"IN","type":"funder","lineage":["https://openalex.org/I11880225"]}],"countries":["IN"],"is_corresponding":false,"raw_author_name":"Biswajit Bhowmik","raw_affiliation_strings":["National Institute of Technology Karnataka,BRICS Laboratory,Department of Computer Science and Engineering,Mangalore,Bharat,575025"],"affiliations":[{"raw_affiliation_string":"National Institute of Technology Karnataka,BRICS Laboratory,Department of Computer Science and Engineering,Mangalore,Bharat,575025","institution_ids":["https://openalex.org/I11880225"]}]}],"institution_assertions":[],"countries_distinct_count":1,"institutions_distinct_count":1,"corresponding_author_ids":[],"corresponding_institution_ids":[],"apc_list":null,"apc_paid":null,"fwci":3.946,"has_fulltext":false,"cited_by_count":8,"citation_normalized_percentile":{"value":0.999901,"is_in_top_1_percent":true,"is_in_top_10_percent":true},"cited_by_percentile_year":{"min":93,"max":94},"biblio":{"volume":null,"issue":null,"first_page":null,"last_page":null},"is_retracted":false,"is_paratext":false,"primary_topic":{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9984,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},"topics":[{"id":"https://openalex.org/T11995","display_name":"FinTech, Crowdfunding, Digital Finance","score":0.9984,"subfield":{"id":"https://openalex.org/subfields/1404","display_name":"Management Information Systems"},"field":{"id":"https://openalex.org/fields/14","display_name":"Business, Management and Accounting"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}},{"id":"https://openalex.org/T10270","display_name":"Blockchain Technology Applications and Security","score":0.9878,"subfield":{"id":"https://openalex.org/subfields/1710","display_name":"Information Systems"},"field":{"id":"https://openalex.org/fields/17","display_name":"Computer Science"},"domain":{"id":"https://openalex.org/domains/3","display_name":"Physical Sciences"}},{"id":"https://openalex.org/T10987","display_name":"Microfinance and Financial Inclusion","score":0.9777,"subfield":{"id":"https://openalex.org/subfields/2002","display_name":"Economics and Econometrics"},"field":{"id":"https://openalex.org/fields/20","display_name":"Economics, Econometrics and Finance"},"domain":{"id":"https://openalex.org/domains/2","display_name":"Social Sciences"}}],"keywords":[{"id":"https://openalex.org/keywords/unbanked","display_name":"Unbanked","score":0.93553144},{"id":"https://openalex.org/keywords/fintech","display_name":"Fintech","score":0.81525624}],"concepts":[{"id":"https://openalex.org/C2778430866","wikidata":"https://www.wikidata.org/wiki/Q3061848","display_name":"Unbanked","level":4,"score":0.93553144},{"id":"https://openalex.org/C540431452","wikidata":"https://www.wikidata.org/wiki/Q16319025","display_name":"FinTech","level":3,"score":0.81525624},{"id":"https://openalex.org/C139043278","wikidata":"https://www.wikidata.org/wiki/Q837171","display_name":"Financial services","level":2,"score":0.7772586},{"id":"https://openalex.org/C2779251847","wikidata":"https://www.wikidata.org/wiki/Q60852","display_name":"Financial inclusion","level":3,"score":0.69596297},{"id":"https://openalex.org/C144133560","wikidata":"https://www.wikidata.org/wiki/Q4830453","display_name":"Business","level":0,"score":0.628464},{"id":"https://openalex.org/C162853370","wikidata":"https://www.wikidata.org/wiki/Q39809","display_name":"Marketing","level":1,"score":0.35434383},{"id":"https://openalex.org/C10138342","wikidata":"https://www.wikidata.org/wiki/Q43015","display_name":"Finance","level":1,"score":0.30378526}],"mesh":[],"locations_count":1,"locations":[{"is_oa":false,"landing_page_url":"https://doi.org/10.1109/icccnt56998.2023.10307949","pdf_url":null,"source":{"id":"https://openalex.org/S4363607876","display_name":"2022 13th International Conference on Computing Communication and Networking Technologies (ICCCNT)","issn_l":null,"issn":null,"is_oa":false,"is_in_doaj":false,"is_indexed_in_scopus":false,"is_core":false,"host_organization":null,"host_organization_name":null,"host_organization_lineage":[],"host_organization_lineage_names":[],"type":"conference"},"license":null,"license_id":null,"version":null,"is_accepted":false,"is_published":false}],"best_oa_location":null,"sustainable_development_goals":[{"id":"https://metadata.un.org/sdg/10","display_name":"Reduced inequalities","score":0.69}],"grants":[],"datasets":[],"versions":[],"referenced_works_count":31,"referenced_works":["https://openalex.org/W1755880734","https://openalex.org/W2301363454","https://openalex.org/W2898355432","https://openalex.org/W2962973875","https://openalex.org/W3119030995","https://openalex.org/W3133021113","https://openalex.org/W3133327207","https://openalex.org/W3135628843","https://openalex.org/W3165478349","https://openalex.org/W3193908400","https://openalex.org/W3198559304","https://openalex.org/W3199186123","https://openalex.org/W3208980915","https://openalex.org/W3215862860","https://openalex.org/W4200236940","https://openalex.org/W4221130921","https://openalex.org/W4224214443","https://openalex.org/W4226419356","https://openalex.org/W4285796114","https://openalex.org/W4286001061","https://openalex.org/W4292133399","https://openalex.org/W4293070188","https://openalex.org/W4293868725","https://openalex.org/W4295136040","https://openalex.org/W4306386491","https://openalex.org/W4308916540","https://openalex.org/W4313419278","https://openalex.org/W4316019575","https://openalex.org/W4366283377","https://openalex.org/W4372269045","https://openalex.org/W4372269965"],"related_works":["https://openalex.org/W4388950908","https://openalex.org/W4386835765","https://openalex.org/W4385457343","https://openalex.org/W4210387315","https://openalex.org/W4206246927","https://openalex.org/W3134635701","https://openalex.org/W2984759846","https://openalex.org/W2886467054","https://openalex.org/W2604266910","https://openalex.org/W2218038986"],"abstract_inverted_index":{"The":[0,23,139],"rapid":[1],"advancement":[2],"of":[3,25,103,116,127],"technology":[4,27],"in":[5,13],"recent":[6,140],"years":[7],"has":[8,29,74,105],"brought":[9,107],"about":[10,108],"numerous":[11],"changes":[12],"various":[14],"industries,":[15],"and":[16,33,41,54,120,136],"the":[17,101,143],"financial":[18,26,34,47,80,95],"sector":[19],"is":[20,147],"no":[21],"exception.":[22],"rise":[24,102],"(FinTech)":[28],"disrupted":[30],"traditional":[31],"banking":[32],"services":[35,43,48],"by":[36],"offering":[37],"more":[38,51],"convenient,":[39],"accessible,":[40],"personalized":[42],"to":[44,60,93,131],"customers.":[45],"Contrarily,":[46],"have":[49],"become":[50],"efficient,":[52],"cost-effective,":[53],"secure":[55],"with":[56,64],"FinTech,":[57,117],"enabling":[58],"people":[59,86],"manage":[61],"their":[62,71],"finances":[63],"just":[65],"a":[66],"few":[67],"clicks,":[68],"even":[69],"on":[70],"smartphones.":[72],"FinTech":[73,104,128],"also":[75,106],"created":[76],"new":[77],"opportunities":[78],"for":[79,85],"inclusion,":[81],"making":[82],"it":[83,146],"possible":[84],"who":[87],"were":[88],"previously":[89],"unbanked":[90],"or":[91],"underbanked":[92],"access":[94],"services.":[96],"Despite":[97],"its":[98,118,121,133],"many":[99],"benefits,":[100],"several":[109],"challenges.":[110],"This":[111],"paper":[112],"gives":[113],"an":[114],"overview":[115],"progress,":[119],"importance.":[122],"Following":[123],"this,":[124],"significant":[125],"challenges":[126],"are":[129],"highlighted":[130],"ensure":[132],"long-term":[134],"success":[135],"continued":[137],"growth.":[138],"literature":[141],"shows":[142],"way":[144],"how":[145],"transforming":[148],"our":[149],"perceptions.":[150]},"abstract_inverted_index_v3":null,"cited_by_api_url":"https://api.openalex.org/works?filter=cites:W4388950908","counts_by_year":[{"year":2025,"cited_by_count":1},{"year":2024,"cited_by_count":5},{"year":2023,"cited_by_count":2}],"updated_date":"2025-04-24T16:18:10.628915","created_date":"2023-11-24"}