{"status":"ok","message-type":"work","message-version":"1.0.0","message":{"indexed":{"date-parts":[[2024,8,27]],"date-time":"2024-08-27T15:11:43Z","timestamp":1724771503696},"reference-count":77,"publisher":"Springer Science and Business Media LLC","issue":"1","license":[{"start":{"date-parts":[[2023,5,17]],"date-time":"2023-05-17T00:00:00Z","timestamp":1684281600000},"content-version":"tdm","delay-in-days":0,"URL":"https:\/\/www.springernature.com\/gp\/researchers\/text-and-data-mining"},{"start":{"date-parts":[[2023,5,17]],"date-time":"2023-05-17T00:00:00Z","timestamp":1684281600000},"content-version":"vor","delay-in-days":0,"URL":"https:\/\/www.springernature.com\/gp\/researchers\/text-and-data-mining"}],"content-domain":{"domain":["link.springer.com"],"crossmark-restriction":false},"short-container-title":["Electron Markets"],"published-print":{"date-parts":[[2023,12]]},"DOI":"10.1007\/s12525-023-00627-6","type":"journal-article","created":{"date-parts":[[2023,5,17]],"date-time":"2023-05-17T07:01:59Z","timestamp":1684306919000},"update-policy":"http:\/\/dx.doi.org\/10.1007\/springer_crossmark_policy","source":"Crossref","is-referenced-by-count":6,"title":["Modeling key enablers influencing FinTechs offering SME credit services: A multi-stakeholder perspective"],"prefix":"10.1007","volume":"33","author":[{"given":"Nisha Mary","family":"Thomas","sequence":"first","affiliation":[]}],"member":"297","published-online":{"date-parts":[[2023,5,17]]},"reference":[{"key":"627_CR1","doi-asserted-by":"publisher","unstructured":"Abbasi, K., Alam, A., Brohi, N. A., Brohi, I. A., & Nasim, S. (2021). P2P lending FinTechs and SMEs\u2019 access to finance. Economics Letters, 204, 109890. https:\/\/doi.org\/10.1016\/j.econlet.2021.109890","DOI":"10.1016\/j.econlet.2021.109890"},{"issue":"2","key":"627_CR2","doi-asserted-by":"publisher","first-page":"123","DOI":"10.1080\/08276331.2020.1820185","volume":"34","author":"IJ Akpan","year":"2022","unstructured":"Akpan, I. J., Udoh, E. A. P., & Adebisi, B. (2022). Small business awareness and adoption of state-of-the-art technologies in emerging and developing markets, and lessons from the Covid-19 pandemic. Journal of Small Business & Entrepreneurship, 34(2), 123\u2013140. https:\/\/doi.org\/10.1080\/08276331.2020.1820185","journal-title":"Journal of Small Business & Entrepreneurship"},{"key":"627_CR3","unstructured":"Alliance for Financial Inclusion. (2021). Survey report on for MSMEs access to financing. Malaysia. AFI. https:\/\/www.afi-global.org\/publications\/survey-report-on-fintech-for-msme-access-to-financing\/. Accessed 10 Apr 2022."},{"key":"627_CR4","doi-asserted-by":"publisher","first-page":"281","DOI":"10.1016\/j.ijpe.2013.07.011","volume":"146","author":"C Bai","year":"2013","unstructured":"Bai, C., & Sarkis, J. (2013). A grey-based DEMATEL model for evaluating business process management critical success factors. International Journal of Production Economics, 146, 281\u2013292. https:\/\/doi.org\/10.1016\/j.ijpe.2013.07.011","journal-title":"International Journal of Production Economics"},{"key":"627_CR5","unstructured":"Barkley, B., & Schweitzer, M. (2021). The rise of FinTech lending to small businesses: Businesses\u2019 perspectives on borrowing. International Journal of Central Banking, 17(1), 35-65. https:\/\/www.ijcb.org\/journal\/ijcb21q1a2.htm"},{"key":"627_CR6","doi-asserted-by":"publisher","first-page":"76","DOI":"10.1016\/j.jmoneco.2013.10.002","volume":"62","author":"B Becker","year":"2014","unstructured":"Becker, B., & Ivashina, V. (2014). Cyclicality of credit supply: Firm level evidence. Journal of Monetary Economics, 62, 76\u201393. https:\/\/doi.org\/10.1016\/j.jmoneco.2013.10.002","journal-title":"Journal of Monetary Economics"},{"key":"627_CR7","doi-asserted-by":"publisher","unstructured":"Bhuyan, A., Tripathy, A., Padhy, R. K., & Gautam, A. (2022). Evaluating the lithium-ion battery recycling industry in an emerging economy: A multi-stakeholder and multi-criteria decision-making approach. Journal of Cleaner Production, 331, 130007. https:\/\/doi.org\/10.1016\/j.jclepro.2021.130007","DOI":"10.1016\/j.jclepro.2021.130007"},{"key":"627_CR8","volume-title":"India FinTech Sector","author":"BLinC Insights.","year":"2022","unstructured":"BLinC Insights. (2022). India FinTech Sector. BlincInvest."},{"key":"627_CR9","unstructured":"Boston Consulting Group. (2018). Digital Lending: A $1 trillion opportunity over the next five years. Mumbai: The Boston Consulting Group. https:\/\/www.bcg.com\/digital-lending-a-1-trillion-opportunity-over-the-next-5-years. Accessed 26 Apr 2020."},{"key":"627_CR10","doi-asserted-by":"publisher","first-page":"315","DOI":"10.1016\/j.resconrec.2016.11.022","volume":"128","author":"M Bouzon","year":"2018","unstructured":"Bouzon, M., Govindan, K., & Rodriguez, C. M. (2018). Evaluating barriers for reverse logistics implementation under a multiple stakeholders\u2019 perspective analysis using grey decision making approach. Resources, Conservation and Recycling, 128, 315\u2013335. https:\/\/doi.org\/10.1016\/j.resconrec.2016.11.022","journal-title":"Resources, Conservation and Recycling"},{"issue":"3","key":"627_CR11","doi-asserted-by":"publisher","first-page":"215","DOI":"10.1016\/j.ijinfomgt.2008.02.009","volume":"28","author":"F Calisir","year":"2008","unstructured":"Calisir, F., & Gumussoy, C. A. (2008). Internet banking versus other banking channels: Young consumers\u2019 view. International Journal of Information Management, 28(3), 215\u2013221. https:\/\/doi.org\/10.1016\/j.ijinfomgt.2008.02.009","journal-title":"International Journal of Information Management"},{"key":"627_CR12","unstructured":"Capgemini. (2018). The World FinTech Report 2018. Capgemini. https:\/\/www.capgemini.com\/wp-content\/uploads\/2018\/02\/world-fintech-report-wftr-2018.pdf. Accessed 24 July 2020."},{"key":"627_CR13","doi-asserted-by":"publisher","unstructured":"Chen, B. S., Hanson, S. G., & Stein, J. C. (2017). The decline of big-bank lending to small business: Dynamic impacts on local credit and labor markets (No. w23843). USA: National Bureau of Economic Research. https:\/\/doi.org\/10.3386\/w23843","DOI":"10.3386\/w23843"},{"key":"627_CR14","unstructured":"Claessens, S., Frost, J., Turner, G., & Zhu, F. (2018). FinTech credit markets around the world: Size, drivers and policy issues. BIS Quarterly Review September, 29-49. https:\/\/www.bis.org\/publ\/qtrpdf\/r_qt1809e.htm;. Accessed 13 May 2021"},{"issue":"3","key":"627_CR15","doi-asserted-by":"publisher","first-page":"539","DOI":"10.1080\/02681102.2020.1840324","volume":"27","author":"CP Coffie","year":"2021","unstructured":"Coffie, C. P., Hongjiang, Z., Mensah, I. A., Kiconco, R., & Simon, A. E. (2021). Determinants of FinTech payment services diffusion by SMEs in Sub-Saharan Africa: Evidence from Ghana. Information Technology for Development, 27(3), 539\u2013560. https:\/\/doi.org\/10.1080\/02681102.2020.1840324","journal-title":"Information Technology for Development"},{"key":"627_CR16","unstructured":"CRISIL Coalition Greenwich. (2020). The Future of Banking: Digital Transformation. Delhi: CRISIL. https:\/\/www.crisil.com\/en\/home\/our-analysis\/reports\/2020\/11\/the-future-of-banking-digital-transformation.html. Accessed 12 May 2021."},{"key":"627_CR17","doi-asserted-by":"publisher","first-page":"450","DOI":"10.1016\/j.jbusres.2018.03.031","volume":"98","author":"L Cui","year":"2019","unstructured":"Cui, L., Chan, H. K., Zhou, Y., Dai, J., & Lim, J. J. (2019). Exploring critical factors of green business failure based on Grey-Decision Making Trial and Evaluation Laboratory (DEMATEL). Journal of Business Research, 98, 450\u2013461. https:\/\/doi.org\/10.1016\/j.jbusres.2018.03.031","journal-title":"Journal of Business Research"},{"key":"627_CR18","unstructured":"Das, S. (2019, March 2019). Bank for International Settlements. Retrieved from BIS: https:\/\/www.bis.org\/review\/r190325a.htm#:~:text=It%20is%20reported%20that%20there,%22less%2Dcash%22%20society. Accessed 14 Feb 2020."},{"key":"627_CR19","unstructured":"Deloitte. (2017). FinTech in India ready for breakout. https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/in\/Documents\/financial-services\/in-fs-fintech-india-ready-for-breakout-noexp.pdf. Accessed 29 July 2020."},{"key":"627_CR20","unstructured":"Deloitte. (2020a a). Beyond Covid-19: New opportunities for FinTech companies. USA. https:\/\/www2.deloitte.com\/us\/en\/pages\/financial-services\/articles\/beyond-covid-19-new-opportunities-for-fintech-companies.html"},{"key":"627_CR21","unstructured":"Deloitte. (2020b b). FinTech: On brink of further disruption. Netherlands https:\/\/www2.deloitte.com\/content\/dam\/Deloitte\/nl\/Documents\/financial-services\/deloitte-nl-fsi-fintech-report-1.pdf"},{"key":"627_CR22","doi-asserted-by":"crossref","unstructured":"Demirguc-Kunt, A., Klapper, L., Singer, D., Ansar, S., & Hess, J. (2018). The Global Findex Database 2017: Measuring financial inclusion and the FinTech revolution. The World Bank.","DOI":"10.1596\/978-1-4648-1259-0"},{"key":"627_CR23","doi-asserted-by":"publisher","unstructured":"Didier, T., Huneeus, F., Larrain, M., & Schmukler, S. L. (2021). Financing firms in hibernation during the Covid-19 pandemic. Journal of Financial Stability, 53, 100837. https:\/\/doi.org\/10.1016\/j.jfs.2020.100837","DOI":"10.1016\/j.jfs.2020.100837"},{"key":"627_CR24","doi-asserted-by":"publisher","first-page":"92","DOI":"10.1016\/j.resconrec.2013.10.004","volume":"81","author":"Y Dou","year":"2013","unstructured":"Dou, Y., & Sarkis, J. (2013). A multiple stakeholder perspective on barriers to implementing China RoHS regulations. Resources, Conservation and Recycling, 81, 92\u2013104. https:\/\/doi.org\/10.1016\/j.resconrec.2013.10.004","journal-title":"Resources, Conservation and Recycling"},{"key":"627_CR25","doi-asserted-by":"publisher","first-page":"26","DOI":"10.1016\/j.jeconbus.2018.04.002","volume":"100","author":"B Drasch","year":"2018","unstructured":"Drasch, B., Schweizer, A., & Urbach, N. (2018). Integrating the \u2018Troublemakers\u2019: A taxonomy for cooperation between banks and FinTechs. Journal of Economics and Business, 100, 26\u201342. https:\/\/doi.org\/10.1016\/j.jeconbus.2018.04.002","journal-title":"Journal of Economics and Business"},{"key":"627_CR26","unstructured":"EY. (2019). Global FinTech adoption Index 2019. EY. https:\/\/assets.ey.com\/content\/dam\/ey-sites\/ey-com\/en_gl\/topics\/banking-and-capital-markets\/ey-global-fintech-adoption-index.pdf. Accessed 8 Feb 2021."},{"key":"627_CR27","unstructured":"EY. (2021). The winds of change: Trends shaping India\u2019s FinTech sector. India: Ernst and Young. https:\/\/www.ey.com\/en_in\/consulting\/the-winds-of-change-trends-shaping-india-s-fintech-sector"},{"key":"627_CR28","doi-asserted-by":"publisher","unstructured":"Fenwick, M., McCahery, J. A., & Vermeulen, E. P. (2018). FinTech and the financing of SMEs and entrepreneurs: From crowdfunding to marketplace lending. In The Economics of Crowdfunding (pp. 103-129). Palgrave Macmillan. https:\/\/doi.org\/10.1007\/978-3-319-66119-3_6","DOI":"10.1007\/978-3-319-66119-3_6"},{"key":"627_CR29","unstructured":"Feyen, E., Frost, J., Gambacorta, L., Natarajan, H., & Saal, M. (2021). FinTech and the digital transformation of financial services: Implications for market structure and public policy. BIS Papers. https:\/\/www.bis.org\/publ\/bppdf\/bispap117.pdf"},{"key":"627_CR30","unstructured":"Financial Stability Board. (2022). FinTech and market structure during Covid-19 pandemic: Implications for financial stability. FSB. https:\/\/www.fsb.org\/2022\/03\/fintech-and-market-structure-in-the-covid-19-pandemic-implications-for-financial-stability\/"},{"key":"627_CR31","unstructured":"Financial Stability Board. (2017). Supervisory and regulatory issues that merit authorities\u2019 attention. FSB."},{"key":"627_CR32","unstructured":"Finch Capital. (2020). The future of disruptive and enabling financial technology post CV-19. Amsterdam. Retrieved from https:\/\/www.finchcapital.com\/post\/the-future-of-disruptive-and-enabling-financial-technology-post-cv-19. Accessed 18 Apr 2020."},{"key":"627_CR33","unstructured":"Forbes. (2021, December 3). Banks and FinTech: A partnership with a future. Forbes. Retrieved from https:\/\/www.forbes.com\/sites\/forbesbusinesscouncil\/2021\/12\/03\/banks-and-fintech-a-partnership-with-a-future\/?sh=7a1010756aab"},{"key":"627_CR34","volume-title":"Strategic management: A stakeholder approach","author":"RE Freeman","year":"1984","unstructured":"Freeman, R. E. (1984). Strategic management: A stakeholder approach. Pitman."},{"key":"627_CR35","doi-asserted-by":"crossref","unstructured":"Frost, J. (2020). The economic forces driving FinTech adoption across countries. BIS Working Papers No. 838, 1-13.","DOI":"10.2139\/ssrn.3515326"},{"key":"627_CR36","doi-asserted-by":"publisher","unstructured":"Fu, J., & Mishra, M. (2020). The global impact of Covid-19 on FinTech adoption. Swiss Finance Institute Research Paper, (20-38). https:\/\/doi.org\/10.5167\/uzh-187776","DOI":"10.5167\/uzh-187776"},{"key":"627_CR37","unstructured":"Gauhman, L. (2020, May 14). Six FinTech innovations that bank lenders must embrace \u2013 and fast. Retrieved from FinTech Futures: https:\/\/www.fintechfutures.com\/2020\/05\/six-fintech-innovations-that-bank-lenders-must-embrace-and-fast\/"},{"issue":"3","key":"627_CR38","doi-asserted-by":"publisher","first-page":"245","DOI":"10.1007\/s12525-017-0275-0","volume":"28","author":"H Gimpel","year":"2018","unstructured":"Gimpel, H., Rau, D., & R\u00f6glinger, M. (2018). Understanding FinTech start-ups\u2013A taxonomy of consumer-oriented service offerings. Electronic Markets, 28(3), 245\u2013264. https:\/\/doi.org\/10.1007\/s12525-017-0275-0","journal-title":"Electronic Markets"},{"key":"627_CR39","unstructured":"Global partnership for financial inclusion. (2017). Alternative data transforming SME finance. International Financial Corporation. https:\/\/www.gpfi.org\/sites\/gpfi\/files\/documents\/GPFI%20Report%20Alternative%20Data%20Transforming%20SME%20Finance.pdf"},{"key":"627_CR40","unstructured":"Goldman Sachs. (2020, June 3). Covid-19\u2019s impact on the future of FinTech. Retrieved May 9, 2021, from https:\/\/www.goldmansachs.com\/insights\/pages\/from_briefings_03-june-2020.html"},{"key":"627_CR41","doi-asserted-by":"publisher","first-page":"177","DOI":"10.1016\/j.tre.2015.11.010","volume":"90","author":"K Govindan","year":"2016","unstructured":"Govindan, K., & Chaudhuri, A. (2016). Interrelationships of risks faced by third party logistics service providers: A DEMATEL based approach. Transportation Research Part E, 90, 177\u2013195. https:\/\/doi.org\/10.1016\/j.tre.2015.11.010","journal-title":"Transportation Research Part E"},{"key":"627_CR42","doi-asserted-by":"publisher","unstructured":"Grant, A., & Deer, L. (2019). Consumer marketplace lending in Australia: Credit scores and loan funding success. Australian Journal of Management, 1-17. https:\/\/doi.org\/10.1177\/0312896219883678","DOI":"10.1177\/0312896219883678"},{"key":"627_CR43","doi-asserted-by":"publisher","first-page":"81","DOI":"10.1007\/s11187-018-9991-x","volume":"53","author":"C Haddad","year":"2019","unstructured":"Haddad, C., & Hornuf, L. (2019). The emergence of the global FinTech market: Economic and technological determinants. Small Business Economics, 53, 81\u2013105. https:\/\/doi.org\/10.1007\/s11187-018-9991-x","journal-title":"Small Business Economics"},{"key":"627_CR44","doi-asserted-by":"publisher","first-page":"571","DOI":"10.1016\/j.eap.2022.03.014","volume":"74","author":"S Huang","year":"2022","unstructured":"Huang, S. (2022). Does FinTech improve the investment efficiency of enterprises? Evidence from China\u2019s small and medium-sized enterprises. Economic Analysis and Policy, 74, 571\u2013586. https:\/\/doi.org\/10.1016\/j.eap.2022.03.014","journal-title":"Economic Analysis and Policy"},{"key":"627_CR45","doi-asserted-by":"publisher","unstructured":"Im, H., & Yoon, T. (2021). Improving financial accessibility of small and medium-sized enterprises through FinTech. In. In N. Y. Farhad Taghizadeh-Hesary, C. J. Kim, P. j. Morgan, & D. Yoon, Investment in Startups and Small Business Financing (pp. 331-365). World Scientific. https:\/\/doi.org\/10.1142\/9789811235825_0011","DOI":"10.1142\/9789811235825_0011"},{"key":"627_CR46","unstructured":"International Finance Corporation. (2018). Financing India\u2019s MSMEs: Estimation of debt requirement of MSMEs in India. IFC. https:\/\/www.ifc.org\/wps\/wcm\/connect\/region__ext_content\/ifc_external_corporate_site\/south+asia\/resources\/financing+indias+msmes+estimation+of+debt+requirement+of+msmes+in+india. Accessed 29 July 2020."},{"key":"627_CR47","unstructured":"International Monetary Fund. (2021). World economic outlook- Recovery during pandemic. Washington: IMF. https:\/\/www.imf.org\/en\/Publications\/WEO\/Issues\/2021\/10\/12\/world-economic-outlook-october-2021"},{"key":"627_CR48","unstructured":"Iyer, P. (2021). Indian FinTech: After record funding in 2021, what does 2022 hold? Money Control. Retrieved from https:\/\/www.moneycontrol.com\/news\/business\/startup\/indian-fintech-after-record-funding-in-2021-what-does-2022-hold-7873531.html"},{"key":"627_CR49","doi-asserted-by":"publisher","first-page":"43","DOI":"10.1016\/j.jeconbus.2018.03.001","volume":"100","author":"J Jagtiani","year":"2018","unstructured":"Jagtiani, J., & Lemieux, C. (2018). Do FinTech lenders penetrate areas that are underserved by traditional banks? Journal of Economics and Business, 100, 43\u201354. https:\/\/doi.org\/10.1016\/j.jeconbus.2018.03.001","journal-title":"Journal of Economics and Business"},{"key":"627_CR50","doi-asserted-by":"publisher","unstructured":"J\u00fcnger, M., & Mietzner, M. (2020). Banking goes digital: The adoption of FinTech services by German households. Finance Research Letters, 34, 101260. https:\/\/doi.org\/10.1016\/j.frl.2019.08.008","DOI":"10.1016\/j.frl.2019.08.008"},{"key":"627_CR51","unstructured":"Koenitzer, M., Bruno, G., & Stein, P. (2016). The future of FinTech: A paradigm shift in small business finance. Geneva: World Economic Forum. https:\/\/www3.weforum.org\/docs\/IP\/2015\/FS\/GAC15_The_future_of_FinTech_paradigm_shift_small_business_finance_report_2015.pdf. Accessed 23 June 2020."},{"key":"627_CR52","unstructured":"KPMG. (2019). Regulation and supervision of FinTech: Ever expanding expectations. KPMG. https:\/\/assets.kpmg\/content\/dam\/kpmg\/xx\/pdf\/2019\/03\/regulation-and-supervision-of-fintech.pdf"},{"key":"627_CR53","doi-asserted-by":"publisher","first-page":"559","DOI":"10.1016\/j.tra.2019.11.023","volume":"132","author":"A Kumar","year":"2020","unstructured":"Kumar, A., & Anbanandam, R. (2020). Evaluating the interrelationships among inhibitors to intermodal railroad freight transport in emerging economies: A multistakeholder perspective. Transportation Research Part A, 132, 559\u2013581. https:\/\/doi.org\/10.1016\/j.tra.2019.11.023","journal-title":"Transportation Research Part A"},{"key":"627_CR54","unstructured":"Lara, M. G. (2020a). International Finance Corporation. Retrieved from International Finance Corporation: https:\/\/www.ifc.org\/wps\/wcm\/connect\/news_ext_content\/ifc_external_corporate_site\/news+and+events\/news\/insights\/fintech-financing-smes"},{"key":"627_CR55","unstructured":"Lara, M. G. (2020b).\u00a0Need financing because of the pandemic? SMEs turn to FinTech companies. Retrieved from IFC Insights: https:\/\/www.ifc.org\/wps\/wcm\/connect\/news_ext_content\/ifc_external_corporate_site\/news+and+events\/news\/insights\/fintech-financing-smes"},{"key":"627_CR56","doi-asserted-by":"crossref","unstructured":"Lee, D. K., & Teo, E. (2015). Emergence of FinTech and the LASIC Principles. Journal of Financial Perspectives, 3(3), 1\u201326.\u00a0Available at SSRN: https:\/\/ssrn.com\/abstract=3084048","DOI":"10.2139\/ssrn.2668049"},{"key":"627_CR57","doi-asserted-by":"publisher","first-page":"35","DOI":"10.1016\/j.bushor.2017.09.003","volume":"61","author":"I Lee","year":"2018","unstructured":"Lee, I., & Shin, Y. J. (2018). FinTech: Ecosystem, business models, investment decisions, and challenges. Business Horizons, 61, 35\u201346. https:\/\/doi.org\/10.1016\/j.bushor.2017.09.003","journal-title":"Business Horizons"},{"issue":"2","key":"627_CR58","doi-asserted-by":"publisher","first-page":"92","DOI":"10.1016\/j.ijinfomgt.2016.11.006","volume":"37","author":"C Leong","year":"2017","unstructured":"Leong, C., Tan, B., Xiao, X., Tan, F. T., & Sun, Y. (2017). Nurturing a FinTech ecosystem: The case of a youth microloan startup in China. International Journal of Information Management, 37(2), 92\u201397. https:\/\/doi.org\/10.1016\/j.ijinfomgt.2016.11.006","journal-title":"International Journal of Information Management"},{"issue":"3","key":"627_CR59","first-page":"317","volume":"33","author":"L Lu","year":"2018","unstructured":"Lu, L. (2018). Promoting SME finance in the context of the FinTech revolution: A case study of the UK\u2019s practice and regulation. Banking and Finance Law Review, 33(3), 317\u2013343.","journal-title":"Banking and Finance Law Review"},{"issue":"5","key":"627_CR60","doi-asserted-by":"publisher","first-page":"449","DOI":"10.1080\/13675567.2019.1568401","volume":"22","author":"F Ma","year":"2019","unstructured":"Ma, F., Shi, W., Yuen, K. F., Sun, Q., & Guo, Y. (2019). Multi-stakeholders\u2019 assessment of bike sharing service quality based on DEMATEL\u2013VIKOR method. International Journal of Logistics Research and Applications, 22(5), 449\u2013472. https:\/\/doi.org\/10.1080\/13675567.2019.1568401","journal-title":"International Journal of Logistics Research and Applications"},{"key":"627_CR61","doi-asserted-by":"publisher","first-page":"143","DOI":"10.1016\/j.jretconser.2016.08.004","volume":"33","author":"E Maier","year":"2016","unstructured":"Maier, E. (2016). Supply and demand on crowdlending platforms: Connecting small and medium-sized enterprise borrowers and consumer investors. Journal of Retailing and Consumer Services, 33, 143\u201353. https:\/\/doi.org\/10.1016\/j.jretconser.2016.08.004","journal-title":"Journal of Retailing and Consumer Services"},{"key":"627_CR62","doi-asserted-by":"publisher","first-page":"39375","DOI":"10.1007\/s11356-020-09983-8","volume":"27","author":"W Mao","year":"2020","unstructured":"Mao, W., Wang, W., Sun, H., & Luo, D. (2020). Barriers to implementing the strictest environmental protection institution: A multi-stakeholder perspective from China. Environmental Science and Pollution Research, 27, 39375\u201339390. https:\/\/doi.org\/10.1007\/s11356-020-09983-8","journal-title":"Environmental Science and Pollution Research"},{"key":"627_CR63","unstructured":"McKinsey. (2019). Digital India: Technology to transform a connected nation. McKinsey Global Institute. https:\/\/www.mckinsey.com\/capabilities\/mckinsey-digital\/our-insights\/digital-india-technology-to-transform-a-connected-nation. Accessed 27 May 2020."},{"key":"627_CR64","unstructured":"MicroSave Consulting. (2021). Impact of Covid-19 on FinTechs. MicroSave Consulting. India. https:\/\/www.microsave.net\/2021\/06\/23\/impact-of-covid-19-on-fintechs-india\/"},{"key":"627_CR65","doi-asserted-by":"crossref","unstructured":"Oh, E. Y., & Rosenkranz, P. (2020). Determinants of peer-to-peer lending expansion: The roles of financial development and financial literacy. Asian Development Bank Economics Working Paper Series, (613). https:\/\/doi.org\/10.2139\/ssrn.3590998","DOI":"10.22617\/WPS200107-2"},{"key":"627_CR66","unstructured":"PwC. (2017). FinTech trends report: India 2017. PwC. https:\/\/www.pwc.in\/assets\/pdfs\/publications\/2017\/fintech-india-report-2017.pdf. Accessed 29 July 2020."},{"key":"627_CR67","unstructured":"PwC. (2020). Redefining the FinTech experience: Impact of Covid-19. India: PwC and FICCI. https:\/\/www.pwc.in\/assets\/pdfs\/services\/crisis-management\/covid-19\/redefining-the-fintech-experience-impact-of-covid-19.pdf. Accessed 12 May 2021."},{"key":"627_CR68","doi-asserted-by":"publisher","first-page":"126","DOI":"10.1016\/j.cie.2015.04.028","volume":"87","author":"R Rajesh","year":"2015","unstructured":"Rajesh, R., & Ravi, V. (2015). Modelling enablers of supply chain risk mitigation in electronic supply chains: A Grey\u2013DEMATEL approach. Computers & Industrial Engineering, 87, 126\u2013139. https:\/\/doi.org\/10.1016\/j.cie.2015.04.028","journal-title":"Computers & Industrial Engineering"},{"issue":"2","key":"627_CR69","doi-asserted-by":"publisher","first-page":"260","DOI":"10.1108\/QRFM-09-2018-0103","volume":"11","author":"M Rosavina","year":"2019","unstructured":"Rosavina, M., Rahadi, R., Kitri, M., Nuraeni, S., & Mayangsari, L. (2019). P2P lending adoption by SMEs in Indonesia. Qualitative Research in Financial Markets, 11(2), 260\u2013279. https:\/\/doi.org\/10.1108\/QRFM-09-2018-0103","journal-title":"Qualitative Research in Financial Markets"},{"key":"627_CR70","doi-asserted-by":"publisher","unstructured":"Sheng, T. (2021). The effect of FinTech on banks\u2019 credit provision to SMEs: Evidence from China. Finance Research Letters, 39(101558). https:\/\/doi.org\/10.1016\/j.frl.2020.101558","DOI":"10.1016\/j.frl.2020.101558"},{"key":"627_CR71","doi-asserted-by":"publisher","unstructured":"Thakor, A. V. (2020). FinTech and banking: What do we know? Journal of Financial Intermediation, 41, 100833. https:\/\/doi.org\/10.1016\/j.jfi.2019.100833","DOI":"10.1016\/j.jfi.2019.100833"},{"key":"627_CR72","unstructured":"The Economist Intelligence Unit. (2015). Connecting companies: Strategic partnerships for the digital age. Retrieved from http:\/\/connectingcompanies.cope.economist.com\/wp-content\/uploads\/sites\/4\/2015\/09\/Connecting-Companies-Whitepaper_final.pdf.pdf. Accessed 27 July 2020."},{"key":"627_CR73","doi-asserted-by":"publisher","first-page":"1965","DOI":"10.1080\/00036846.2011.641932","volume":"15","author":"A Vanroose","year":"2013","unstructured":"Vanroose, A., & D\u2019Espallier, B. (2013). Do microfinance institutions accomplish their mission? Evidence from the relationship between traditional financial sector development and microfinance institutions\u2019 outreach and performance. Applied Economics, 15, 1965\u20131982. https:\/\/doi.org\/10.1080\/00036846.2011.641932","journal-title":"Applied Economics"},{"key":"627_CR74","unstructured":"World Bank. (2020, June 30). World Bank approves $750 million emergency response program for micro, small, and medium enterprises in India. Washington, Washington, USA. Retrieved from https:\/\/www.worldbank.org\/en\/news\/press-release\/2020\/06\/30\/world-bank-approves-750-million-emergency-response-program-for-micro-small-and-medium-enterprises-in-india. Accessed 12 May 2021."},{"issue":"6","key":"627_CR75","doi-asserted-by":"publisher","first-page":"1590","DOI":"10.1109\/TEM.2020.2989136","volume":"68","author":"D Xiang","year":"2021","unstructured":"Xiang, D., Zhang, Y., & Worthington, A. C. (2021). Determinants of the use of FinTech finance among Chinese small and medium-sized enterprises. IEEE Transactions on Engineering Management, 68(6), 1590\u20131604. https:\/\/doi.org\/10.1109\/TEM.2020.2989136","journal-title":"IEEE Transactions on Engineering Management"},{"key":"627_CR76","doi-asserted-by":"publisher","unstructured":"Yermack, D. (2018). FinTech in Sub-Saharan Africa: What has worked well, and what hasn't (No. w25007). National Bureau of Economic Research. https:\/\/doi.org\/10.3386\/w25007","DOI":"10.3386\/w25007"},{"key":"627_CR77","unstructured":"Yes Bank. (2018). A comprehensive analysis of India\u2019s FinTech landscape. Yes Bank. https:\/\/www.finextra.com\/finextra-downloads\/newsdocs\/ifor%202018.pdf. Accessed 23 June 2020."}],"container-title":["Electronic Markets"],"original-title":[],"language":"en","link":[{"URL":"https:\/\/link.springer.com\/content\/pdf\/10.1007\/s12525-023-00627-6.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/link.springer.com\/article\/10.1007\/s12525-023-00627-6\/fulltext.html","content-type":"text\/html","content-version":"vor","intended-application":"text-mining"},{"URL":"https:\/\/link.springer.com\/content\/pdf\/10.1007\/s12525-023-00627-6.pdf","content-type":"application\/pdf","content-version":"vor","intended-application":"similarity-checking"}],"deposited":{"date-parts":[[2023,12,20]],"date-time":"2023-12-20T08:17:08Z","timestamp":1703060228000},"score":1,"resource":{"primary":{"URL":"https:\/\/link.springer.com\/10.1007\/s12525-023-00627-6"}},"subtitle":[],"short-title":[],"issued":{"date-parts":[[2023,5,17]]},"references-count":77,"journal-issue":{"issue":"1","published-print":{"date-parts":[[2023,12]]}},"alternative-id":["627"],"URL":"https:\/\/doi.org\/10.1007\/s12525-023-00627-6","relation":{},"ISSN":["1019-6781","1422-8890"],"issn-type":[{"value":"1019-6781","type":"print"},{"value":"1422-8890","type":"electronic"}],"subject":[],"published":{"date-parts":[[2023,5,17]]},"assertion":[{"value":"29 April 2022","order":1,"name":"received","label":"Received","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"5 December 2022","order":2,"name":"accepted","label":"Accepted","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"17 May 2023","order":3,"name":"first_online","label":"First Online","group":{"name":"ArticleHistory","label":"Article History"}},{"value":"This content has been made available to all.","name":"free","label":"Free to read"}],"article-number":"18"}}